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topic 10636

Brass and Rust


I had a plumbling leak and I am currently disputing the claim with an insurance adjuster. The brass chandelier has rusted joints and a pitted finish. The insurance adjuster claims that cannot happen with only one "leak" occurance and refuses to include the replacement of the chandelier. I am on a well and we have a blueish green residue...Does that indicate a higher acid content in the water? Rust can occur after only one exposure to water can't it?

Thoroughly confused as to how to fight this one?

- Ellicott City, Maryland, USA


You have a practical problem in that the cost of a Public Adjuster to help you fight this may be more than the cost of the chandelier. And without that help on your side, they will just apply their standard settlement decisions.

But why are you asking your question? If you know for a fact that the chandelier was not rusted or pitted before the leak, then you know it and you don't need any wishy-washy sight-unseen soft theoretical opinions to support something you know to be fact :-)

But if you don't know it for a fact, then the adjuster is probably proceeding properly. Just the messenger...

Ted Mooney, Teds signature
Ted Mooney, P.E.
Pine Beach, New Jersey

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